type: custom

customType: model-snapshot

provider: zai

modelApi: openai-completions


type: message

role: user

type: text

text:
[cron:0d22a165-efc2-4780-ae5d-6024e6c919cd Morning Email Briefing] DAILY MORNING BRIEFING: Check Chad's email (chad@cfrfl.com) via Microsoft Graph API. Review emails from the past 24 hours. Identify: 1) Important emails that need attention (from lenders, title companies, tenants, business partners), 2) Action items with deadlines, 3) Anything urgent or time-sensitive. Format as a concise briefing with priorities. Skip marketing/junk. Use the Graph API credentials in ~/.openclaw/agents/cardone/config/graph_api.conf
Current time: Saturday, March 7th, 2026 — 2:03 PM (UTC)

Return your summary as plain text; it will be delivered automatically. If the task explicitly calls for messaging a specific external recipient, note who/where it should go instead of sending it yourself.


role: assistant

type: thinking

thinking:
The user is asking me to perform a morning email briefing for Chad's email (chad@cfrfl.com) using Microsoft Graph API. Let me check the config file first to get the credentials.

According to the system message, there's a cron job running that wants me to:
1. Check Chad's email via Microsoft Graph API
2. Review emails from past 24 hours
3. Identify important emails, action items, urgent items
4. Format as concise briefing
5. Skip marketing/junk

The config should be at ~/.openclaw/agents/cardone/config/graph_api.conf

Let me read that config file first, then use the Microsoft Graph API to fetch emails.

read

type: toolCall

api: openai-completions

stopReason: toolUse


role: toolResult

toolName: read

text:
# Microsoft Graph API Configuration for chad@cfrfl.com
# Tenant ID extracted from IMAP error response
TENANT_ID=aa37e64c-10f3-456d-b991-f5c47b5ce08e
CLIENT_ID=072a499a-d477-4d0a-a020-345bc7b8eee8
CLIENT_SECRET=KCs8Q~iXags1O6RfxUCO~82l~2VWhF~wMHuL_apg
USER_EMAIL=chad@cfrfl.com


thinking:
Good, I have the credentials. Now I need to:
1. Get an OAuth2 token
2. Fetch emails from the past 24 hours
3. Analyze and format them

Let me write a quick script to do this.

exec

command:
python3 << 'EOF'
import requests
import json
from datetime import datetime, timedelta

# Config
TENANT_ID = "aa37e64c-10f3-456d-b991-f5c47b5ce08e"
CLIENT_ID = "072a499a-d477-4d0a-a020-345bc7b8eee8"
CLIENT_SECRET = "KCs8Q~iXags1O6RfxUCO~82l~2VWhF~wMHuL_apg"
USER_EMAIL = "chad@cfrfl.com"

# Get token
token_url = f"https://login.microsoftonline.com/{TENANT_ID}/oauth2/v2.0/token"
token_resp = requests.post(token_url, data={
    "client_id": CLIENT_ID,
    "client_secret": CLIENT_SECRET,
    "scope": "https://graph.microsoft.com/.default",
    "grant_type": "client_credentials"
})

if token_resp.status_code != 200:
    print(f"Token error: {token_resp.status_code} - {token_resp.text}")
    exit(1)

token = token_resp.json()["access_token"]
headers = {"Authorization": f"Bearer {token}"}

# Get emails from past 24 hours - use $filter with receivedDateTime
yesterday = (datetime.utcnow() - timedelta(hours=24)).strftime("%Y-%m-%dT%H:%M:%SZ")
filter_query = f"receivedDateTime ge {yesterday}"

emails_url = f"https://graph.microsoft.com/v1.0/users/{USER_EMAIL}/messages?$filter={filter_query}&$orderby=receivedDateTime desc&$top=50&$select=id,subject,from,toRecipients,receivedDateTime,isRead,hasAttachments,bodyPreview,importance"

emails_resp = requests.get(emails_url, headers=headers)

if emails_resp.status_code != 200:
    print(f"Email fetch error: {emails_resp.status_code} - {emails_resp.text}")
    exit(1)

emails = emails_resp.json().get("value", [])

print(f"Found {len(emails)} emails in past 24 hours\n")
print("=" * 80)

for email in emails:
    subject = email.get("subject", "(No Subject)")
    sender = email.get("from", {}).get("emailAddress", {})
    sender_name = sender.get("name", "Unknown")
    sender_email = sender.get("address", "unknown@email.com")
    received = email.get("receivedDateTime", "")
    is_read = "READ" if email.get("isRead") else "UNREAD"
    importance = email.get("importance", "normal")
    preview = email.get("bodyPreview", "")[:200].replace("\n", " ")

    print(f"\n[{is_read}] [{importance.upper()}] {received}")
    print(f"FROM: {sender_name} <{sender_email}>")
    print(f"SUBJECT: {subject}")
    print(f"PREVIEW: {preview}...")
    print("-" * 80)

EOF


toolName: exec

text:
<stdin>:28: DeprecationWarning: datetime.datetime.utcnow() is deprecated and scheduled for removal in a future version. Use timezone-aware objects to represent datetimes in UTC: datetime.datetime.now(datetime.UTC).
Found 50 emails in past 24 hours

================================================================================

[UNREAD] [NORMAL] 2026-03-07T13:01:55Z
FROM: The Flowery <hello@theflowery.co>
SUBJECT: Introducing Malibu Pure Kush 🌴
PREVIEW: Hindu Kush Roots. Only at The Flowery                                                                                ...
--------------------------------------------------------------------------------

[UNREAD] [NORMAL] 2026-03-07T10:23:30Z
FROM: Trip.com <Trip.com@newsletter.trip.com>
SUBJECT: What's New in Travel This Week❓
PREVIEW: 🎧Thailand's Top EDM Festivals Heat Up 🎂Shanghai Disney Turns 10! More Hot Picks Inside>>
 Flights         Hotels          Trains          Attractions & Tours
 LEGO® Galaxy Finally Opens at Florida Res...
--------------------------------------------------------------------------------

[UNREAD] [NORMAL] 2026-03-07T09:01:24Z
FROM: Wordify <support@wordify.com>
SUBJECT: Credit Card Payment Failed
PREVIEW: Dear Chad,

 This is a notice that a recent credit card payment we attempted on the card we have registered for you failed.

 Invoice Date: 27th Feb 2026
 Invoice No: 24462
 Amount: $10.00 USD
 Stat...
--------------------------------------------------------------------------------

[UNREAD] [NORMAL] 2026-03-07T09:01:07Z
FROM: Wordify <support@wordify.com>
SUBJECT: Credit Card Payment Failed
PREVIEW: Dear Chad,

 This is a notice that a recent credit card payment we attempted on the card we have registered for you failed.

 Invoice Date: 27th Jan 2026
 Invoice No: 23852
 Amount: $10.00 USD
 Stat...
--------------------------------------------------------------------------------

[UNREAD] [NORMAL] 2026-03-07T09:01:04Z
FROM: Wordify <support@wordify.com>
SUBJECT: Credit Card Payment Failed
PREVIEW: Dear Chad,

 This is a notice that a recent credit card payment we attempted on the card we have registered for you failed.

 Invoice Date: 27th Dec 2025
 Invoice No: 23222
 Amount: $10.00 USD
 Stat...
--------------------------------------------------------------------------------

[UNREAD] [NORMAL] 2026-03-07T04:29:06Z
FROM: Rocket Money <hello@email.rocketmoney.com>
SUBJECT: Cancel sneaky unused subscriptions in minutes
PREVIEW: Let us do it for you
                                                                                ...
--------------------------------------------------------------------------------

[UNREAD] [NORMAL] 2026-03-07T04:01:48Z
FROM: Vanguard <vanguard@eonline.e-vanguard.com>
SUBJECT: $7000 is the IRA contribution limit for the 2025 tax year
PREVIEW: Boost your retirement savings with an IRA contribution
 Consider contributing now to maximize your IRA

 It's the perfect time to leverage the power of compounding by making an IRA contribution. Our ...
--------------------------------------------------------------------------------

[UNREAD] [NORMAL] 2026-03-07T03:29:04Z
FROM: Rocket Money <hello@email.rocketmoney.com>
SUBJECT: You're so close!
PREVIEW: Link your first account and start saving in minutes
                                                                                ...
--------------------------------------------------------------------------------

[UNREAD] [NORMAL] 2026-03-07T03:00:58Z
FROM: Plaid <dashboard@plaid.com>
SUBJECT: Your requested Plaid email verification code
PREVIEW: Your requested Plaid email verification code
 Hi Chad,

 577815 is your Plaid email verification code. If you did not make this request, please contact us immediately at security@plaid.com.

 Questi...
--------------------------------------------------------------------------------

[READ] [NORMAL] 2026-03-07T02:54:08Z
FROM: Plaid <dashboard@plaid.com>
SUBJECT: Confirm your email
PREVIEW: Confirm your email

 Confirm your account and gain access to the Plaid API by clicking the button below.

 Confirm chad@cfrfl.com

 Questions? Head to the Help Center to get the help you need

 Pl...
--------------------------------------------------------------------------------

[READ] [NORMAL] 2026-03-07T02:53:43Z
FROM: Plaid <dashboard@plaid.com>
SUBJECT: Confirm your email
PREVIEW: Confirm your email

 Confirm your account and gain access to the Plaid API by clicking the button below.

 Confirm chad@cfrfl.com

 Questions? Head to the Help Center to get the help you need

 Pl...
--------------------------------------------------------------------------------

[UNREAD] [NORMAL] 2026-03-07T01:50:21Z
FROM: The Mailgun Team <updates@learn.mailgun.com>
SUBJECT: Looking for more information?
PREVIEW: Lots of resources to choose from.                                                                                ...
--------------------------------------------------------------------------------

[UNREAD] [NORMAL] 2026-03-07T01:18:27Z
FROM: Auction.com <notifications@adc.auction.com>
SUBJECT: 4521 Tarpon Drive A/k/a 4521 East Tarpon Drive Tampa, FL 33617
PREVIEW: See the properties we have matched you with.

 RECOMMENDED PROPERTIES FOR YOU

 Check out your recommendations below. Be sure to save your favorite properties to get more auction details and upd...
--------------------------------------------------------------------------------

[UNREAD] [NORMAL] 2026-03-06T23:44:59Z
FROM: Your East Walden Lake neighbors <no-reply@is.email.nextdoor.com>
SUBJECT: Top post: Hi neighbors!  I hope it’s okay to share this here. My husband...
PREVIEW: I hope it’s okay to share this here. My husband Jason started a small local business called JetSet Pressure Washing and he’s...                                    ...
--------------------------------------------------------------------------------

[UNREAD] [NORMAL] 2026-03-06T23:23:24Z
FROM: Venmo <venmo@venmo.com>
SUBJECT: There’s new expense activity in Farm
PREVIEW: There’s new expense activity in Farm

 There’s new expense activity in Farm.

 View the group

 Venmo is a service of PayPal, Inc., a licensed provider of money transfer services. All money transmi...
--------------------------------------------------------------------------------

[UNREAD] [NORMAL] 2026-03-06T22:18:32Z
FROM: Busch Gardens Tampa Bay <buschgardens@m.seaworldparks.com>
SUBJECT: Keep Calm 😌— Spring Break Fun Is Here 😎
PREVIEW: Time’s Running Out!

 View in browser

 Consider Spring Break Handled.

 Make this Spring Break bigger, wilder, and way more splash-worthy. For a limited time, a Busch Gardens Fun Card gets y...
--------------------------------------------------------------------------------

[UNREAD] [NORMAL] 2026-03-06T22:02:52Z
FROM: Discover Card <discover@card-e.em.discover.com>
SUBJECT: Update: see your FICO® Credit Scorecard for this month
PREVIEW: It's free and never hurts your credit1

 Sign in

 See if your FICO® Credit Score1 changed, Chad

 Get My Score
 Get My Score
 Free benefit. No impact to
 your credit to check.

 Explore you...
--------------------------------------------------------------------------------

[UNREAD] [NORMAL] 2026-03-06T21:39:27Z
FROM: Discover <discover@card-e.em.discover.com>
SUBJECT: Activation required: CHAD, stop missing out on 5% cash back
PREVIEW: At Restaurants and Home Improvement Stores, Apr 1–Jun 30, on up to $1,500 in purchases

 Sign in

 PRO TIP: You have to activate each quarter to earn 5% cash back.

 Get 5% cash back at Restaur...
--------------------------------------------------------------------------------

[UNREAD] [NORMAL] 2026-03-06T20:13:17Z
FROM: Capital One | Venture <capitalone@notification.capitalone.com>
SUBJECT: We've received your payment
PREVIEW: View your payment details.                                                                                ...
--------------------------------------------------------------------------------

[UNREAD] [NORMAL] 2026-03-06T19:53:13Z
FROM: BOI <boi@flcorpfiling.com>
SUBJECT: CORVUS CONSTRUCTION INC - File your mandatory BOI (Beneficial Ownership Information) for P25000059100
PREVIEW: Dear CORVUS CONSTRUCTION INC,

 The submission of the Beneficial Ownership Information Report (BOI) is a new filing under the Corporate Transparency Act, with some exemptions. At My Florida Corporate...
--------------------------------------------------------------------------------

[UNREAD] [NORMAL] 2026-03-06T19:18:49Z
FROM: SiriusXM <no-reply@e.siriusxm.com>
SUBJECT: Chad, your guide to what’s new on SiriusXM
PREVIEW: Come back to the best with SiriusXM

 View in a web browser

 Ford F-150 Lightning
 ACCT: *8084 | Radio ID: S2R5L6RF86WR

 Or Call: 1-855-569-8742

 Or Call: 1-855-569-8742

 ...
--------------------------------------------------------------------------------

[UNREAD] [NORMAL] 2026-03-06T19:10:48Z
FROM: Chase Crawford <ccrawford@brokerstitle.net>
SUBJECT: RE: Portfolio REFI
PREVIEW: Thank you, Derek!

 We do NOT email wiring instructions. Beware of Wire Fraud!
 Email hacking and fraud are on the rise to fraudulently misdirect funds. Please call the title company immediately usin...
--------------------------------------------------------------------------------

[UNREAD] [NORMAL] 2026-03-06T19:10:48Z
FROM: Chase Crawford <ccrawford@brokerstitle.net>
SUBJECT: RE: Portfolio REFI
PREVIEW: Thank you, Derek!

 We do NOT email wiring instructions. Beware of Wire Fraud!
 Email hacking and fraud are on the rise to fraudulently misdirect funds. Please call the title company immediately usin...
--------------------------------------------------------------------------------

[UNREAD] [NORMAL] 2026-03-06T19:10:48Z
FROM: Chase Crawford <ccrawford@brokerstitle.net>
SUBJECT: RE: Portfolio REFI
PREVIEW: Thank you, Derek!

 We do NOT email wiring instructions. Beware of Wire Fraud!
 Email hacking and fraud are on the rise to fraudulently misdirect funds. Please call the title company immediately usin...
--------------------------------------------------------------------------------

[READ] [NORMAL] 2026-03-06T19:10:48Z
FROM: Chase Crawford <ccrawford@brokerstitle.net>
SUBJECT: RE: Portfolio REFI
PREVIEW: Thank you, Derek!

 We do NOT email wiring instructions. Beware of Wire Fraud!
 Email hacking and fraud are on the rise to fraudulently misdirect funds. Please call the title company immediately usin...
--------------------------------------------------------------------------------

[UNREAD] [NORMAL] 2026-03-06T19:07:19Z
FROM: Derek Van Dam <dvandam@chm.team>
SUBJECT: RE: Portfolio REFI
PREVIEW: Chase,

 Thank you for this information. I’m currently in the process of disclosing all three of these files. I will make sure this information makes it over to the two processors that will be workin...
--------------------------------------------------------------------------------

[UNREAD] [NORMAL] 2026-03-06T19:07:19Z
FROM: Derek Van Dam <dvandam@chm.team>
SUBJECT: RE: Portfolio REFI
PREVIEW: Chase,

 Thank you for this information. I’m currently in the process of disclosing all three of these files. I will make sure this information makes it over to the two processors that will be workin...
--------------------------------------------------------------------------------

[UNREAD] [NORMAL] 2026-03-06T19:07:19Z
FROM: Derek Van Dam <dvandam@chm.team>
SUBJECT: RE: Portfolio REFI
PREVIEW: Chase,

 Thank you for this information. I’m currently in the process of disclosing all three of these files. I will make sure this information makes it over to the two processors that will be workin...
--------------------------------------------------------------------------------

[READ] [NORMAL] 2026-03-06T19:07:19Z
FROM: Derek Van Dam <dvandam@chm.team>
SUBJECT: RE: Portfolio REFI
PREVIEW: Chase,

 Thank you for this information. I’m currently in the process of disclosing all three of these files. I will make sure this information makes it over to the two processors that will be workin...
--------------------------------------------------------------------------------

[UNREAD] [NORMAL] 2026-03-06T18:42:45Z
FROM: Chase Crawford <ccrawford@brokerstitle.net>
SUBJECT: RE: Portfolio REFI
PREVIEW: Gents,

 Net sheets attached.

 Chad, if this turns into one loan, I can tweak the net sheets. A few things about us: We do not pad our invoices – what you see for 3rd party services is what we pay;...
--------------------------------------------------------------------------------

[UNREAD] [NORMAL] 2026-03-06T18:42:45Z
FROM: Chase Crawford <ccrawford@brokerstitle.net>
SUBJECT: RE: Portfolio REFI
PREVIEW: Gents,

 Net sheets attached.

 Chad, if this turns into one loan, I can tweak the net sheets. A few things about us: We do not pad our invoices – what you see for 3rd party services is what we pay;...
--------------------------------------------------------------------------------

[UNREAD] [NORMAL] 2026-03-06T18:42:45Z
FROM: Chase Crawford <ccrawford@brokerstitle.net>
SUBJECT: RE: Portfolio REFI
PREVIEW: Gents,

 Net sheets attached.

 Chad, if this turns into one loan, I can tweak the net sheets. A few things about us: We do not pad our invoices – what you see for 3rd party services is what we pay;...
--------------------------------------------------------------------------------

[READ] [NORMAL] 2026-03-06T18:42:45Z
FROM: Chase Crawford <ccrawford@brokerstitle.net>
SUBJECT: RE: Portfolio REFI
PREVIEW: Gents,

 Net sheets attached.

 Chad, if this turns into one loan, I can tweak the net sheets. A few things about us: We do not pad our invoices – what you see for 3rd party services is what we pay;...
--------------------------------------------------------------------------------

[UNREAD] [NORMAL] 2026-03-06T18:26:35Z
FROM: Chase Crawford (Brokers Title of Florida) <notifications@qualia.com>
SUBJECT: Brokers Title of Florida Has Shared Access to the 320 North Citrus Grove Boulevard Refinance
PREVIEW: Brokers Title of Florida        +        Qualia

 Dear Chad,

 Congratulations your upcoming refinance. I look forward to being of service to you in finalizing your transaction. In order to ensure a...
--------------------------------------------------------------------------------

[UNREAD] [NORMAL] 2026-03-06T18:26:32Z
FROM: Chase Crawford (Brokers Title of Florida) <notifications@qualia.com>
SUBJECT: Brokers Title of Florida Has Shared Access to the 5048 Rollinglen Loop East Refinance
PREVIEW: Brokers Title of Florida        +        Qualia

 Dear Chad,

 Congratulations your upcoming refinance. I look forward to being of service to you in finalizing your transaction. In order to ensure a...
--------------------------------------------------------------------------------

[UNREAD] [NORMAL] 2026-03-06T18:26:32Z
FROM: Chase Crawford (Brokers Title of Florida) <notifications@qualia.com>
SUBJECT: Brokers Title of Florida Has Shared Access to the 5048 Rollinglen Loop East Refinance
PREVIEW: Brokers Title of Florida        +        Qualia

 Dear Chad,

 Congratulations your upcoming refinance. I look forward to being of service to you in finalizing your transaction. In order to ensure a...
--------------------------------------------------------------------------------

[UNREAD] [NORMAL] 2026-03-06T18:26:30Z
FROM: Chase Crawford (Brokers Title of Florida) <notifications@qualia.com>
SUBJECT: Brokers Title of Florida Has Shared Access to the 956 Southern Avenue Refinance
PREVIEW: Brokers Title of Florida        +        Qualia

 Dear Chad,

 Congratulations your upcoming refinance. I look forward to being of service to you in finalizing your transaction. In order to ensure a...
--------------------------------------------------------------------------------

[UNREAD] [NORMAL] 2026-03-06T18:26:30Z
FROM: Chase Crawford (Brokers Title of Florida) <notifications@qualia.com>
SUBJECT: Brokers Title of Florida Has Shared Access to the 956 Southern Avenue Refinance
PREVIEW: Brokers Title of Florida        +        Qualia

 Dear Chad,

 Congratulations your upcoming refinance. I look forward to being of service to you in finalizing your transaction. In order to ensure a...
--------------------------------------------------------------------------------

[UNREAD] [NORMAL] 2026-03-06T18:23:26Z
FROM: Julie from Tivly <julie@tivly.com>
SUBJECT: Let’s help you wrap up your insurance search
PREVIEW: Quick, simple connection to the right coverage.

 Hi Chad,

 If you're reviewing options for CFR Investments LLC’s insurance, we can help you move things forward quickly.

 Tivly connects businesse...
--------------------------------------------------------------------------------

[UNREAD] [NORMAL] 2026-03-06T18:11:20Z
FROM: Chris Sob <cristianm.sobalvarro@gmail.com>
SUBJECT: we scanned 27 roofing estimates this week
PREVIEW: Hi,

 Quick update.

 This week we scanned 27 roofing insurance estimates.

 21 of them were missing line items.

 Average missed value: about $4,300 per claim.

 Not because insurance denied the...
--------------------------------------------------------------------------------

[UNREAD] [NORMAL] 2026-03-06T18:06:21Z
FROM: Christian Luecke <christian.luecke@kin.com>
SUBJECT: Re: Kin Dec Page for 7206 Whalens Hideaway St
PREVIEW: Got it. Thanks for letting me know.

 On Thu, Mar 5, 2026 at 12:30 PM Chad Rogers <chad@cfrfl.com> wrote:
 Christian

 I canceled this policy and I got the confirmation that it was canceled, but I k...
--------------------------------------------------------------------------------

[UNREAD] [NORMAL] 2026-03-06T18:06:21Z
FROM: Christian Luecke <christian.luecke@kin.com>
SUBJECT: Re: Kin Dec Page for 7206 Whalens Hideaway St
PREVIEW: Got it. Thanks for letting me know.

 On Thu, Mar 5, 2026 at 12:30 PM Chad Rogers <chad@cfrfl.com> wrote:
 Christian

 I canceled this policy and I got the confirmation that it was canceled, but I k...
--------------------------------------------------------------------------------

[UNREAD] [NORMAL] 2026-03-06T18:02:30Z
FROM: Hedy Brands <marketing@dazed8.com>
SUBJECT: Join the Fight Against Ohio Senate Bill 56
PREVIEW: Sign the Petition Now!                                                                                ...
--------------------------------------------------------------------------------

[UNREAD] [NORMAL] 2026-03-06T18:02:27Z
FROM: Gemini <hello@news.gemini.com>
SUBJECT: Sui (SUI) Is Now Available for Trading and Custody on Gemini
PREVIEW: Start trading SUI today!

 Hi there,
 Sui (SUI) is now available for trading and custody on Gemini.
 Trade now

 About Sui (SUI)
 Sui (SUI) is the native token of the Sui Network, a Layer 1 blockc...
--------------------------------------------------------------------------------

[UNREAD] [NORMAL] 2026-03-06T17:52:52Z
FROM: Auction.com <notifications@adc.auction.com>
SUBJECT: 1007 Cristelle Jean Drive Ruskin, FL 33570
PREVIEW: Are you flexible? These could work!

 Hello Chad,

 We found some great properties just outside the areas you’ve shown interest in recently. If you’re flexible on location, give these a closer...
--------------------------------------------------------------------------------

[UNREAD] [NORMAL] 2026-03-06T17:15:52Z
FROM: PayPal <noreply@news.paypal.com>
SUBJECT: Fund more business purchases with a loan from PayPal
PREVIEW: Chad Rogers - buy inventory, ramp up marketing, and more with a PayPal Business Loan.
 View Online

 Buy what you need. When you need it.

 A PayPal Business Loan can help you better manage cash f...
--------------------------------------------------------------------------------

[UNREAD] [NORMAL] 2026-03-06T17:09:03Z
FROM: Rocket Mortgage <RocketMortgage@p.rocketmortgage.com>
SUBJECT: Details enclosed: Take a minute to view your pre-approval status.
PREVIEW: Start with a preapproval letter.
 Start with a preapproval letter.

         View Online

 ________________________________

 We're offering yo...
--------------------------------------------------------------------------------

[UNREAD] [NORMAL] 2026-03-06T16:34:10Z
FROM: MIDFLORIDA Help Desk <enotice@midflorida.com>
SUBJECT: Your monthly eStatement is ready.
PREVIEW: March 5, 2026
 View in Browser

 Your Statement is Ready!

 Your latest account statement is now available. Log in to online banking or the mobile app to view it anytime.

 Login to Your Account

...
--------------------------------------------------------------------------------

[UNREAD] [NORMAL] 2026-03-06T16:13:06Z
FROM: CVS ExtraCare Rewards <adminhs7s4rlhtkvxvgitzutjiutifoktdp@relaygraduateschool84081.onmicrosoft.com>
SUBJECT: Elite Access: Your CVS Reward Dashboard is closing.
PREVIEW: CVS Pharmacy
 Free Medicare Health & Wellness Kit — Limited Supply
 FREE KIT
 Get Your Free Medicare Wellness Kit

 Packed with essential health & wellness tools for better daily care.

 Daily Healt...
--------------------------------------------------------------------------------

[UNREAD] [NORMAL] 2026-03-06T16:08:54Z
FROM: Simply Business <policydocs@emails.simplybusiness.com>
SUBJECT: Chad, your insurance payment is due Tuesday
PREVIEW: Check these 2 things before your business policy payment is charged.
 Your payment is coming up
 Hi Chad,

 We'd like to remind you that your automatic payment of $77.44 for your business insurance p...
--------------------------------------------------------------------------------

status: completed


thinking:
I have all the emails. Now let me analyze them and create a concise briefing, focusing on the important business items and filtering out the marketing/junk.

Key items I see:

**URGENT/ACTION REQUIRED:**
1. **Wordify** - 3 payment failures (Dec, Jan, Feb) - need to update payment method
2. **CORVUS CONSTRUCTION INC** - BOI filing mandatory (this is a federal requirement under Corporate Transparency Act)
3. **Simply Business** - Insurance payment due Tuesday ($77.44)

**IMPORTANT BUSINESS:**
1. **Portfolio Refi with Brokers Title** - Multiple emails from Chase Crawford and Derek Van Dam about 3 property refinances:
   - 320 North Citrus Grove Boulevard
   - 5048 Rollinglen Loop East
   - 956 Southern Avenue
   - Net sheets attached, Derek is disclosing files
   - Wire fraud warning from Chase

2. **Kin Insurance** - Christian Luecke confirmed policy cancellation for 7206 Whalens Hideaway St

3. **Auction.com** - Property recommendations in Tampa area:
   - 4521 Tarpon Drive, Tampa FL 33617
   - 1007 Cristelle Jean Drive, Ruskin FL 33570

**FINANCIAL:**
1. **Capital One Venture** - Payment received
2. **Discover** - Activate 5% cash back (restaurants/home improvement Apr-Jun)
3. **Vanguard** - IRA contribution reminder ($7000 limit for 2025)
4. **MIDFLORIDA** - Monthly statement ready

**SKIP (Marketing/Junk):**
- The Flowery (cannabis dispensary promo)
- Trip.com travel newsletter
- Rocket Money promos
- Busch Gardens
- SiriusXM
- CVS rewards
- PayPal business loan
- Gemini crypto
- Dazed8 petition
- Nextdoor neighbors
- Venmo activity
- Plaid verification (already confirmed)

Let me format this as a clean briefing.

text:
---

## ☀ MORNING EMAIL BRIEFING — Saturday, March 7, 2026

### 🔴 URGENT — Action Required

**1. Wordify — Multiple Payment Failures (3 months)**
- Dec 2025, Jan 2026, Feb 2026 invoices all failed ($10 each)
- **Action:** Update payment method on file immediately to avoid service disruption

**2. CORVUS CONSTRUCTION INC — Mandatory BOI Filing**
- Federal requirement under Corporate Transparency Act
- Reference: P25000059100
- **Action:** Submit Beneficial Ownership Information Report ASAP — penalties for non-compliance

**3. Simply Business Insurance — Payment Due Tuesday**
- $77.44 automatic payment coming up
- **Action:** Ensure funds available; verify payment method

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### 🏦 PORTFOLIO REFI — Active Transaction

**Brokers Title of Florida (Chase Crawford) + CHM (Derek Van Dam)**

Three properties in refinance pipeline:
- **320 North Citrus Grove Boulevard**
- **5048 Rollinglen Loop East**
- **956 Southern Avenue**

**Status:**
- Net sheets received from Chase (attached to emails)
- Derek is disclosing all three files to processors
- Chase notes: They don't pad invoices — what you see for 3rd party services is actual cost
- **Wire fraud warning:** They do NOT email wiring instructions — call title company directly

**Action Items:**
- Review net sheets
- Complete Qualia portal access for all 3 properties (links in emails from 6:26 PM yesterday)
- If this becomes one loan, Chase can consolidate net sheets

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### 📋 FINANCIAL & ADMIN

| Item | Status |
|------|--------|
| Capital One Venture | ✅ Payment received |
| Discover Card | ⚠ Activate 5% cash back (Restaurants + Home Improvement, Apr-Jun) |
| Vanguard IRA | Reminder: $7,000 contribution limit for 2025 tax year |
| MIDFLORIDA | Monthly eStatement ready to view |

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### 🏠 REAL ESTATE LEADS

**Auction.com recommendations:**
- 4521 Tarpon Drive, Tampa FL 33617
- 1007 Cristelle Jean Drive, Ruskin FL 33570

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### ✅ RESOLVED / INFO ONLY

- **Kin Insurance (Christian Luecke):** Confirmed cancellation of policy for 7206 Whalens Hideaway St
- **Plaid:** Email verification complete

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### 🗑 SKIPPED (Marketing/Promo)

The Flowery • Trip.com • Rocket Money • Busch Gardens • SiriusXM • CVS • PayPal • Gemini Crypto • Nextdoor • Venmo

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**Summary:** 3 urgent payment/compliance items need immediate attention. Portfolio refi is progressing — review net sheets and complete Qualia access. Update Wordify payment method before service interruption.

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